Environmental Liability Insurance

Given the potentially catastrophic consequences of environmental damages, it's essential for companies to evaluate, mitigate and protect against these risks.

At Allianz Commercial, we understand the critical importance of environmental responsibility and help companies navigate this complex environment. Our team of experienced underwriters specializes in customized environmental liability insurance, offering solutions tailored to the specific environmental risks faced by companies.

Allianz Commercial will consider every risk on its own merit. Capacity and coverage offered to individual clients subject to hazard, Nat Cat exposure, grading, terms & conditions. The products and services described on this page may not be available in all locations. This is for your general information only.
Product description

Our Premises Pollution Solutions can help mitigate and protect your company against a wide range of environmental liability risk, from pollution to biodiversity damage. These solutions are perfect for companies with manufacturing plants, distribution centers, laboratories, warehouses, and even retail outlets.

We also provide Contractor Pollution Solutions to protect your company's reputation and finances if your work on a construction site has been claimed to have an adverse impact on the environment. Best of all, these solutions can be written on a practice- or project-specific basis.

Partner with us for Environmental Liability Insurance and you will also have access to 24/7 emergency response services.

Risks covered
  • pollutant releases
  • biodiversity damages
  • bodily injury
  • contractors' pollution liability
  • single or multi-site coverages including global insurance program for multinationals
  • remediation expenses
  • costs to rectify operations by implementing improvements
  • fines or penalties if bodily injury is sustained
  • defense costs against third party allegations for injuries
Actively growing

Large accounts and Middle market business in the following:
 

  • Manufacturing/ Process Industries
  •  Energy (downstream)
 
 
 
  • Construction (practice and projects)
  • Real estate
  • Retail Trade
Coverage
  • Premises pollution
  • Contractors pollution
Restricted
  • Mining
  • Offshore
  • Nuclear
  • Hydraulic fracturing
  • Fireworks/fertilizer production
  • Clean-up cost cap/finite risk
  • Oil pipeline/waste disposal sites written as such
The Allianz Commercial approach has now been introduced in the first markets (AustraliaFranceGermany and United Kingdom). With a globally consistent underwriting and product approach, a strong local delivery through one team, a wider risk appetite and a seamless delivery, Allianz Commercial plays the full Commercial market. This approach will be further implemented across other markets globally in the coming months.
Offered by
Allianz France
Limit the financial impact of environmental risks. Environmental liability insurance covers the cost of repairing any damage caused.
 

1. Business interruption (57%) - 2023 rank: 1 (54%)

2. Cyber incidents (33%) - 2023 rank: 2 (30%)

3. Energy crisis (24%) - 2023 rank: 3 (26%)