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Allianz Commercial in Germany

Whether you're a mid-sized or large corporate business, Allianz Commercial in Germany is your partner to manage the
fast-evolving risks of today and tomorrow. We are the Allianz center of expertise for corporate and specialist risk insurance.
At Allianz Commercial we work together for your success, preparing you for what’s ahead.
Allianz Commercial at a glance - what changes, what remains?

Newsletter

Keep up to date on all news and insights from Allianz Commercial

Meet the Management team

Michael Furtschegger
Commercial Managing Director for Germany & Switzerland
+49-89-3800-90940 Email
Stephan Geis
Regional Head of Distribution
+49-89-3800-2429 email
Kay Bockholdt
Fachbereichsleiter Maklervertrieb
+49-89-3800-6516 email
Contact us

Allianz Commercial offerings in Germany

This overview is for reference only. It does not detail the conditions, limitations or exclusions of the cover.
Please see the policy wording for further details.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Alternative Risk Transfer
We develop customized insurance, reinsurance and other non-traditional risk management solutions for a broad range of corporate and financial clients worldwide.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Airlines Insurance
Since the early days of aviation, we've provided airline insurance to all types of operator, from cargo and low-cost airlines to major fleets and national flag carriers.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
General Aviation Insurance
We insure all types of general aviation risks: from single aircraft on a ‘private business and pleasure’ basis to the largest commercial fleets.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Aerospace Insurance
We provide tailored aerospace insurance to a wide range of clients, from aerospace giants to small OEM suppliers and refuellers, covering all types of damage and liability.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Cyber Insurance |
Large businesses
Our standalone cyber insurance safeguards large organizations against digital threats and cybercrime.
Offered by
Allianz Versicherungs AG
Cyber Insurance | Mid-sized businesses
Our cyber insurance provides coverage against self-inflicted or third-party damages, crisis consulting, and risk management for mid-sized companies.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Production Insurance
Whether you need entertainment insurance for a film, TV show, whether for theatrical release or for streaming, we cover all elements required to bring the project to life.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Live Events & Sports Insurance
We provide coverage for tours and live events of all sizes, including solo shows, motor sports, week-long festivals and national and international tours.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Directors & Officers (D&O)
Insurance | Large businesses
 
Our D&O insurance shields company managers of large companies from claims and reimburses the insured company for settlements paid on behalf of managers.
Offered by
Allianz Versicherungs AG
Directors & Officers (D&O)
Insurance | Mid-sized businesses
We protect managers, supervisory board members, and executives of mid-sized companies from claims by their own company as well as from third parties.
Offered by
Allianz Versicherungs AG
Professional Indemnity Insurance for businesses

We protect professionals such as lawyers, auditors or accountants and their business from the financial consequences of professional errors.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Financial Institutions Insurance
We provide a strong product offering for financial institutions via a suite of products, either with stand-alone coverage or on a blended basis.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Liability Insurance |
Large businesses
We offer a range of general and specialist liability insurance products, covering personal or bodily injury, property damage and pure financial loss.
Offered by
Allianz Versicherungs AG
Liability Insurance |
Mid-sized businesses
We safeguard self-employed individuals and mid-sized companies against potentially devastating costs resulting from personal or property damage.
Offered by
Allianz Versicherungs AG
Professional Liability Insurance
We provide comprehensive and customized coverage tailored to the risk profile of your professional group (e.g., doctors, architects, engineers).
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Marine Hull and Liability Insurance | Large businesses
Hull and machinery coverage for all types of blue- and brown-water shipping, plus shipyards and building risks, as well for mega yachts, yachts and pleasure craft.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Marine Cargo Insurance | Large businesses
 
Comprehensive insurance for all stages of the distribution chain, including goods in transit, storage risks, global programs and project cargo for specialist shipments.
Offered by
Allianz Esa
Marine Hull and Liability Insurance / Brown Water | Mid-sized businesses
We insure the entire ship with all its mechanical installations, technical equipment and devices, accessories and equipment.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Natural Resources & Construction Insurance | Large businesses
We cover diverse engineering sectors, including power, utilities, and transportation. We also provide solutions for complex energy challenges and renewables/green energy.
 
Offered by
Allianz Esa 
Construction Performance Insurance | Mid-sized businesses
Our construction performance insurance protects you against financial losses due to unforeseen damage (e.g. vandalism, storm, hail, flooding) during the construction project.
Offered by
Allianz Esa 
Technology
Insurance | Mid-sized businesses
  • We insure against unforeseen damage to or destruction of mechanical equipment - mainly in the construction industry - e.g. due to operating errors.
     
Offered by
Allianz Esa 
Electronics Insurance | Mid-sized businesses
Our electronics insurance protects your electronic systems and equipment and helps you get back to day-to-day business quickly after failures.
 
Offered by
Allianz Esa 
Machinery Insurance  | Mid-sized businesses
  • With our machinery insurance, you protect your stationary machines and mechanical equipment or your mobile or transportable machines and equipment against almost all dangers and risks.
Offered by
Allianz Esa 
Erection All Risk (EAR) | Mid-sized businesses
  • Our installation insurance comprehensively protects your company against costs arising from damage that may occur during the installation period and subsequent trial operation at the installation object.
Offered by
Allianz Esa 
Photovoltaic Insurance  | Mid-sized businesses
Our photovoltaic insurance comprehensively protects your ready-to-operate system including all components against many property damages and risks. This includes, for example, fire, lightning, hail damage, theft or animal browsing.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Property Insurance | Large businesses
 
We specialize in providing property damage and business interruption insurance to large international companies, leveraging our global network to address all risk portfolios.
Offered by Allianz Global
Corporate & Specialty SE (AGCS)
Political Violence and Terrorism Insurance | Large businesses
We offer crisis management solutions, providing innovative assistance in handling various crisis scenarios such as terrorism, political violence, and hostile environments.
Offered by
Allianz Versicherungs AG
Commercial building Insurance | Mid-sized businesses
Protect your mid-sized commercial building from major damages caused by storms, fire, or water leaks. We can cover the entire building.
Offered by
Allianz Versicherungs AG
Industry Business
Interruption | Mid-sized businesses
Protect your mid-sizes business against downtime due to fire, theft, and more. Benefit from up to 36 months of coverage for lost profits and expenses.
Offered by
Allianz Esa
Transportation Insurance | Mid-sized businesses
We offer individual and suitable coverage concepts for forwarders, carriers, warehouse keepers and logisticians as well as worldwide transport insurance for those who bear the risk during transports.
Offered by
Allianz Esa
Transport Liability | Mid-sized businesses
Insured within the scope of your statutory or contractual carrier liability are damage to goods (loss and damage) and financial loss (failure to meet delivery deadlines, other misconduct).
Offered by
Allianz Esa
Works Transport Insurance | Mid-sized businesses
Allianz Esa's works transport insurance offers comprehensive coverage for transports with company-owned motor vehicles and trailers - from the time of loading to the final unloading of the vehicle.
Offered by
Allianz Esa
Cargo Insurance  | Mid-sized businesses 
Goods in transit insurance provides reliable cover in the event of damage to goods during transport, even if service providers are not liable.
Offered by
Allianz Esa
Jewelers' Block Insurance | Mid-sized businesses
  • Jewellery and valuables insurance protects you against losses you may suffer as a result of, for example, robbery, fire or theft of your valuables.

Trade credit insurance and surety bonds

Allianz Commercial is part of one of the world's strongest financial services groups and the world’s #1 insurance brand. When you partner with us, you partner with Allianz Group — and its sister companies.

Through Allianz Trade, we offer a comprehensive range of solutions for managing commercial credits between companies. Allianz Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, debt collection, fraud insurance, structured trade credit and political risk.

Allianz Trade gives companies the confidence to trade, and be paid: They compensate your company in the event of a bad debt, but more importantly, they help you avoid bad debts in the first place.

Whenever Allianz Trade provides trade credit insurance, surety bonds or other finance solutions, the priority is on predictive protection. Its international surveillance network monitors and analyzes the financial stability of 83 million companies across all sectors in 160+ countries. And when the unexpected happens, their AA credit rating (Standard and Poor’s) means they have the resources to provide compensation to maintain your business.

Visit Allianz Trade's website
Email Allianz Trade
Overview of Allianz Global Corporate & Specialty SE (AGCS)

Risk appetite for large corporate risks in Germany

We will consider every risk on its own merit. Capacity and coverage offered to individual clients subject to hazard, Nat Cat exposure, grading, terms & conditions.
The products and services described on this page may not be available in all locations. This is for your general information only.

Aktives Wachstum

  • Risikofinanzierungslösungen:
    Strukturierte Mehrjahresdeckungen mit Bonus-Malus Mechanismen um Versicherungslücken zu schließen, die 
        - durch die Nichtverfügbarkeit traditioneller Deckungen in schwierigen Sparten (wie z.B. Sach und BU in der Holzverarbeitung,
           Abfallbewirtschaftung usw.); bzw.
         - in Sparten mit außerordentlich dynamischer Preisgestaltung/Preisentwicklung (wie z.B. in D&O, Cyber usw.) entstanden sind.
  • Captive Lösungen:
          - Weltweites Fronting als eigenständige Dienstleistung; sowie
          - Jahresüberschaden- und sonstige nicht proportionale Rückversicherungsdeckungen als effizienter Solvenzschutz für Captives,
            auf Risikofinanzierungs- oder Risikotransferbasis.
  • Virtuelle Captive Lösung:
          - Maßgeschneidertes Risikofinanzierungsinstrument in der Form eines Versicherungsvertragswerkes nach Fortführungsprinzip,
             das ähnliche Vorteile wie eine echte Captive bietet aber ohne die Nachteile, die mit der Gründung und Handhabung einer
             echten Captive einhergehen (Finanzberichterstattung, Solvenzberichterstattung, Aufsicht und Compliance usw.)

Deckungen

  • Vollständige Palette einzelner Schaden- und Unfallversicherungen oder einer Kombination
  • Einzelschaden- und Aggregatsdeckungen
  • Globale Fronting-Fähigkeiten, die sich auf mehr als 200 Länder und im Bedarfsfall auch spartenübergreifend erstrecken
  • Kapazität typischerweise € 10 Mio. bis € 50 Mio. pro Jahr und ein Vielfaches über die Gesamtlaufzeit (könnte aber je nach Struktur und Anforderungen auch höher oder tiefer sein)

Nicht im Risiko-Angebot

  • Rückversicherungslösungen für professionelle (Rück-)Versicherungsgesellschaften (mit Ausnahme von Captives!) 
  • Finanzmarkt- und finanzmarktähnlichen Risiken wie z.B. Kreditrisiken, Hypothekar- Risiken, Preisschwankungsrisiken usw.
Alternative Risk Transfer

Wachstumsfokus

  • Airlines
    - Höhere Anteile (wo möglich)
    - Neugeschäft aus allen Segmenten (vor allem als führender Versicherer)
    - Start-up Airlines
  • General Aviation
    - Höhere Anteile (wo möglich)
    - Beteiligungsgeschäft
    - Kommerzielle Flotten inkl. Werkverkehr
  • Aerospace (inkl. Airports)
    - Höhere Anteile (wo möglich)
    - Umfassender Risikoappetit, über das gesamte Portfolio zu wachsen

Deckung & Kapazität

Airlines: Zielanteil: 10%

General Aviation: Max. US$ 300 Mio. (Haftpflicht), US$ 75 Mio. (Kasko); Max. US$ 25 Mio. (Haftpflicht / Helikopter)

Aerospace: Major Risks max. US$ 250 Mio.; Non-Major Risks: US$ / € 200 Mio.; Airports: max. US$ 250 Mio
 

In vielen Segmenten spielen neben Kapazität auch %-Anteile eine wichtige Rolle zur Geschäftssteuerung.

Restriktionen

Airlines: Subsidiäre Haftpflicht-Deckungen; Kasko-SB-Versicherungen; eigenständige Kasko-Krieg-Deckungen, eigenständige Haftpflicht-Kriegs-Excess Deckungen

General Aviation: Drohnen/UAVs; Gyrokopter; eigenständige Kasko-Krieg-Deckungen.

Aerospace: SME-Verträge unter Mindestprämie (aktuell EUR 10.000), eigenständige Haftpflicht-Kriegs-ExcessDeckungen

Aviation Insurance

Wachstumsbereiche

  • Selektiver Risikoappetit über verschiedene Industrien hinweg abhängig von individueller Risikogüte
  • Exzedenten bevorzug

Deckungen & Regelkapazitäten

Cyber; EUR/CHF 10 Mio.

Technology PI (nur CH); CHF 10 Mio.

Zurückhaltung

  • Kryptowährungen
  • Zahlungsdienstleister
  • Luftverkehrsüberwachung
  • Energiesektor
  • Erwachsenenunterhaltung
  • Online-Glücksspiel
  • Regierungsbehörden
  • Social Media Communities
  • Zentralbanken
Cyber Insurance

Wachstumsbereiche

  • Großunternehmen mit internationalem Fokus ab € 300 Mio. Umsatz (nur DE)
  • Inhabergeführte wie börsennotierte Unternehmen ab €500 Mio. Umsatz (nur DE)
  • Exzedenten bevorzugt
  • Standalone Portfolio mit Fokus auf D&O, POSI, StrafRS

Deckung & Regelkapazität

  • D&O; EUR/CHF 15 Mio
  • POSI; EUR/CHF 15 Mio
  • StrafRS (AT, DE); EUR 2,5 Mio

Zurückhaltung

  • US-Börsen-Listings
  • SPACs
D&O Insurance

Wachstumssektoren

  • Renewable Energy (On- und Offshore)
  • Operational Power
  • Infrastrukturprojekte
  • Internationale Montage-Generalverträge

Deckung

  • Maßgeschneiderte (kombinierte) Projektpolicen
  • Individuelle internationale Versicherungsprogramme / Lokalpolicen
  • Umfassende Bedingungskonzepte

Kapazität

  • In Abhängigkeit von Art und Umfang des individuellen Risikos

Zurückhaltung

  • Risiken in Zusammenhang mit Kohle
Natural Resources & Construction Insurance
New underwriting guidelines for oil & gas

Aktives Wachstum

  • Globale Werbefilmproduktionen
  • Globale Kino- und TV Produktionen/ Programme
  • Medien Technik- & Equipmentverleiher
  • Event Haftpflicht (Veranstaltungen & Sport)
  • Sportverbände
  • Theater- und Messeveranstalter (Veranstaltungsausfall und Haftpflicht)

Zielgruppen

Filmproduktionen

  • Kino-Produktionen
  • TV-Filme, Streaming, Serien
  • Werbefilmproduktionen
  • Animationsfilme & Dokumentationen
  • Post-Produktion
  • Geräteverleih

Deckungsumfang bei Filmproduktionen:

  • Filmversicherung
    - Darsteller
    - Mehrkosten
    - Requisite
    - Filmtechnik
    - Negativ & Daten
    - Filmhaftpflicht
  • Technik Verleiher
  • Medienhaftpflicht
  • Exzedenten Haftpflicht

Live Events und Sportveranstaltungen

  • Tour Veranstalter
  • Festivals
  • Konzerte
  • Live Events
  • Event Veranstalter
  • Sportveranstaltungen
  • Firmenveranstaltungen, Messen & Ausstellungen
  • Motorsport Veranstaltungen
  • Sportverbände

Deckungsumfang bei Live Events und Sportveranstaltungen:

  • Ausfall Versicherung
  • Veranstaltungsausfall
  • Künstlerausfall
  • Wetterdeckungen
  • Sendesignal Ausfall
  • Werbebanden Ausfall
Entertainment Insurance

Wachstumsbereiche

  • Banken ab € 50 Mrd. Bilanzsumme, Versicherungen und traditionelle Asset Manager ab € 500 Mio. Umsatz
  • Eingeschränkter Risikoappetit für standalone FIPI, Investment Banking E&O und E&O für Versicherungen
  • Financial Service

Deckungen & Regelkapazität

  • FID&O; EUR/CHF 15 Mio.
  • FIPI; EUR/CHF 15 Mio.
  • StrafRS (AT, DE); EUR 1 Mio.

Zurückhaltung

  • Investment Banking E&O, Börsenhändler, REITS
  • Kryptowährungen
  • SPAC’s
Financial Institutions Insurance

Wachstumsssektoren

  • Bauwirtschaft
  • Pharmazeutika und Medizinprodukte inkl. klinischer Studien zur Entwicklung entsprechender Produkte
  • Telekommunikation (Produkte und Dienstleistungen)
  • Produzierende Industrie (inkl. Automobil und “High Tech”)

Deckung

  • Maßgeschneiderte internationale Versicherungsprogramme/Lokalpolicen
  • Grundverträge und Excedenten
  • Umfassende Bedingungskonzepte

Kapazität

  • Bis zu EUR 100 Mio. - für klinische Multi- Center-Studien bis zu EUR 50 Mio. -, in Abhängigkeit von Art und Umfang des individuellen Risikos

Zurückhaltung*

  • Frequenzrisiken
  • Abfall / Recycling
  • Schusswaffen
  • Helme
  • Kindersitze
  • Freizeitindustrie / Glücksspiel
  • Gesundheitsdienstleister
  • Ärzte (einschl. Krankenhäuser)
  • Cannabis/Tabak/E-Zigaretten (Herstellung und Vertrieb)
  • Reine IT-Dienstleister
  • Bau-Kombipolicen < 300 Mio. EUR Investitionssumme
  • Exponierte Rückrufkostenrisiken

*im Bereich Klinischer Studien gelten spezielle Einschränkung

General Liability Insurance

Wachstumsschwerpunkte

  • Konzernkunden in CEE
  • Fokus auf produzierende und verarbeitende Industrien, Importeure, Exporteure und Händler
  • Lösungen für Transporte und transportbedingte Lagerungen
  • Globale Versicherungsprogramme auch unter Einbindung von Captives
  • Spezialteams für komplexe Risiken mit Bedarf, Risikomanagement und kundenspezifische Analyse und Schadenservices
  • Project Cargo

Kapazität

  • Nationale und internationale Transporte, transportbedingte Lagerungen; 50 Mio. EUR
  • Project Cargo; 50 Mio. EUR

Kernsegmente

  • Automobilzulieferer, Bekleidung, Schuhe, Verteidigungs- & Luftfahrtindustrie, elektronische Güter, Stückgut, containerisierte Ware, Maschinen
  • Baustoffe, Holz, Commodities, frische, gefrorene, gekühlte Güter, diebstahlgefährdete Güter, Pharmazeutika/Chemie, Projektgüter
Marine Cargo Insurance

Fokussiertes Wachstum

  • Seekasko
    - Chemicalien- und Produktentanker / Öl Tanker
    - LNG / LPG / LNP Tanker
    - Offshore Supply / Support Schiffe
    - Bulker
    - Containerschiffe
    - Cargoschiffe
  • Baukasko (Fokus auf Neubauprogramme)
  • Spezialisierte Binder (z.B. Wassersport und Yacht, Flusskasko, etc.)

Segmente

  • Seekasko
  • Flusskasko
  • Wassersport / Yacht
  • Baurisiko

Kapazität

  • US$ 75 mio / EUR 50 mio

Limitierte Segmente

  • Fischerei
  • Lebendtranportschiffe
  • Werfthaftpflicht (ggf. im Programm gemeinsam mit Neubaurahmenvertrag)
Marine Hull Insurance

Aktives Wachstum

Dienstleistungsorientierte Wirtschaftsbereiche wie z.B.: 

  • Finanz- und andere Dienstleister
  • Real Estate
  • Gast & Freizeitgewerbe
  • Einzelhandel
  • Flughäfen, Transport und Logistikunternehmen
  • Gesundheitswesen ohne Krankenhäuser

Produzierendeund verarbeitende Industrie wie z.B. :

  • Technologie, Medienund Telekommunikation
  • Metallherstellung und -verarbeitung
  • Lifesciences und Kosmetika
  • Getränkeherstellung

Deckung

Allgefahren Sach- und Betriebsunterbrechungsversicherung

Kapazität

Bis zu 300 Mio. EUR

Restriktiv

  • Abfallentsorgung / Recycling
  • Zellstoff- und Papierherstellung
  • Forst- und Waldwirtschaft
  • Viehzucht / Tierhaltung
  • Kohleverarbeitende Unternehmen
  • Fleischverarbeitung
Property Insurance

Aktives Wachstum

  • Gewerbeimmobilien
  • Finanzinstitute
  • VerarbeitendeIndustrie
  • Bau-/Engineering Projekte
  • Unterhaltung / Sport / Film
  • Pharmazie / Chemie
  • Telekommunikation / Medien/IT

Deckung & Kapazität

  • Terrorismus, Sabotage, Streik, Aufruhr, innere Unruhen, Rebellion, Revolution, Meuterei, Aufstand, Aufstandsbekämpfung, Staatsstreich, Bürgerkrieg und Krieg; bis zu 100 Mio. EUR
  • Haftung für Terrorismus (T3L)
  • Absage von Veranstaltungen durch Terrorismus
  • Aktiver Angreifer; bis zu 50 Mio. EUR
  • Nuklearer, chemischer, biologischer und radiologischer Terrorismus

Restriktiv

  • Flughäfen und Luft-/Raumfahrt
  • Bahnbetreiber/ ÖffentlicherVerkehr
  • Sicherheitsunternehmen
  • Kernkfraftwerke
  • Religiöse Gebäude/ Gotteshäuser
  • Regierungs-, Militär- und Polizeigebäude
  • Botschaften und Konsulate
  • Minen
Property Insurance

All the latest news, reports and hot topics

Report

Allianz Risk Barometer 2024

The most important corporate concerns for the year ahead, ranked by 3,069 risk management experts from 92 countries and territories.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Fire, explosion

Ranking #6 overall, fire, explosion (19%), up from #9 in 2023, is a significant peril for companies and global supply chains.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Top risks for smaller and mid-size companies

Whether cyber-attack or flood, loss events tend to hit smaller and mid-size companies much harder, with longer periods of disruption.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Climate change

Climate change (18%) may be a non-mover year-on year at #7, but this risk’s importance is clearly also reflected in natural catastrophes’ rise in the rankings.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Market developments

Protectionism is one of three paradigm shifts identified as being behind market developments (13%) rising to #9.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Cyber incidents

Cyber incidents is the top global risk in the Allianz Risk Barometer – for the first time by a clear margin (36% of responses, 5 percentage points ahead).

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Shortage of skilled workforce

Shortage of skilled workforce (12%) falls from #8 to #10, although demographic change still means a shortage of skilled labor in many sectors worldwide.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Natural catastrophes

In a sign that companies are feeling the impact of extreme weather and climate events, natural catastrophes rank #3, up three positions on last year.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Political risks and violence

Unsurprisingly, given ongoing conflicts in the Middle East and Ukraine, and tensions between China and the US, political risks and violence (14%) rises up to #8 from #10.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Business interruption

Business interruption (31%) retains its position as the second biggest threat in the 2024 survey.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Changes in legislation

Despite vows to reduce bureaucracy, companies will still face new rules and regulations in 2024 ensuring changes in legislation and regulation (19%) rises one place to #4.

Read more

Allianz Risk Barometer 2024 | Expert risk article

Risk in focus: Macroeconomic developments

Despite the ongoing uncertain global economic outlook, macroeconomic developments (19%), which ranked #3 last year, falls to #5 in 2024.

Read more

Global I Press release

A cyber event is the top global business risk

Allianz Commercial publishes the 13th annual survey of key business risks around the world, according to 3000+ respondents.

Read more

Global I Press release

Key risk trends for Directors & Officers

Our report identifies trends for risk managers and brokers in the Directors and Officers (D&O) insurance space.

Read more

Video

Goodbye 2023!

On behalf of everyone at Allianz Commercial we wish you and your families good health and happiness over the festive break.

Watch here

Top 3 risks in Germany in 2024

1. Cyber incidents (44%) - 2023 rank: 2 (40%)

2. Business interruption (37%) - 2023 rank: 1 (46%)

3. Changes in legislation and regulation (23%) - 2023 rank: 4 (23%)

Questions about insurance solutions for small- and mid-sized companies?

Find an Allianz agency for your small- and mid-sized business risks. 

Get personal advice from our insurance experts
 
Questions about insurance solutions for large companies or need specialty coverage?

Get in touch with our experts for your large business risks.

Get customized solutions to your business risks and opportunities
 

Our head office

Munich


Dieselstraße 8-11
85774 Unterföhring
Germany
+49-89-20305-1000
EMail

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